"Paz" is originally from Las Vegas, NV. He has lived in Oregon, Hawaii, and California. Moving to Colorado was a life-long dream that he realized in 2008. Chris has a unique perspective of the business because he started as a real estate agent and eventually transitioned into mortgages. Being in the real estate industry, in four different states, for over 20 years, he has seen a multitude of scenarios. Communication and education are what Chris prides himself on. Chris currently lives in Fort Collins, with his wife, their black lab, Onyx and their pomsky, Sophie. NMLS# 294931 CO License# 100028373

Bridget has been with Excel Financial Group since 2009. She began this career as a loan processor and eventually became a licensed mortgage broker herself. Bridget’s past careers are as varied as her interests. She was a full-time manager at CooperSmiths Pub & Brewing for several years, as well as an adoption caseworker with Adoption Dreams Come True, a dance instructor, wedding /event planner, and a photographer. She has a bachelors in Sociology, emphasis in children & families, from California State University San Marcos and enjoys reading and dancing in her spare time. NMLS# 1156067 California-DBO1156067 Colroado # 100050611 Oregon Wyoming # 6828

Andrew is from the small town of Paonia, on the western slope of Colorado. He came to Fort Collins in 2000 to pursue a degree in civil engineering at CSU. Somehow, he ended up becoming an Executive Chef for 17 years in Colorado and Los Angeles, CA. Andrew most recently spent 10 years as a Chef at the former Bisetti’s Restaurant in Fort Collins. After a long road in the restaurant industry, he decided to pursue a different path and get involved in the mortgage industry to help people find the best solutions, in the loan processing field. In his free time, he enjoys golfing, playing video games, and relaxing with his family.